Building Financial
Confidence Together
At Finovest Chits, we believe financial planning should be practical, disciplined, and accessible to everyone. Built with a vision to bring trusted chit services closer to families, individuals, and business owners, Finovest focuses on creating reliable financial solutions that fit real-life needs.
Rooted in Kerala and driven by customer relationships, Finovest Chits combines traditional chit practices with a more transparent and customer-friendly approach. Whether it is for business expansion, education planning, gold purchase, emergency needs, or future savings, our chit schemes are designed to support customers at different stages of life.
With a growing presence and a commitment to responsible financial practices, Finovest continues to build long-term trust through service, transparency, and systematic savings solutions.
Chits Services We Provide
Know About
Chits
A chits fund is a financial system where a group of members contribute a fixed amount every month for a specific period. Every month, one member receives the pooled amount either through auction or selection as per the scheme rules.
Benefits of Chits
Chits encourage disciplined savings while giving you flexible access to funds through auctions. Members also benefit from shared dividends, making it a smart savings option.
Chits vs Loans
Chits combine savings and borrowing with shared benefits, while loans involve fixed interest and higher repayment costs.
Documents Required
Basic KYC documents like Aadhaar, PAN, address proof, and photographs are needed to join.
Benefits of Chits
Chits encourage disciplined savings while giving you flexible access to funds through auctions. Members also benefit from shared dividends, making it a smart savings option.
Chits vs Loans
Chits combine savings and borrowing with shared benefits, while loans involve fixed interest and higher repayment costs.
Documents Required
Basic KYC documents like Aadhaar, PAN, address proof, and photographs are needed to join.
Our Chit Plans
Life becomes easier when you plan with Finovest Chits
Our Branch
Network
Finovest Chits is always within your reach. With our expanding network of branches, we ensure customers receive reliable financial services and personal assistance close to their location.
Use our Branch Locator to quickly find the nearest Finovest Chits branch and explore chit plans, get expert guidance, and access the financial support you need with ease.
Why Choose Finovest
Chits
For many individuals and businesses, chits funds offer a balanced approach between saving and accessing funds. Instead of depending entirely on borrowing, subscribers become part of a disciplined contribution system that can support both planned goals and unexpected expenses.
Transparent Auction System
Our chit auctions are conducted in a clear and structured manner, ensuring fairness and complete transparency for every subscriber.
Easy Access to Funds
Members can access funds through monthly auctions whenever financial support is required, without the burden of high-interest borrowing.
Flexible Payment Options
Finovest Chits offers convenient installment plans designed to suit different income levels and financial commitments.
Fair & Secure Distribution
We follow a secure and well-managed process that ensures equal benefits and proper dividend distribution among all subscribers.
Chits Calculator
Our Chits Calculator helps you estimate your monthly installment, total contribution, and expected returns before joining a chits plan.
Save Better.
Coin Plus –
Your Complete Digital
Chits Solution
Finovest Chits and Kuries Pvt. Ltd. presents Coin Plus, a secure and transparent digital platform for managing your chits funds easily. With the Coin Plus app, you can safely pay installments, participate in auctions, and access funds whenever needed – all in one place.
Coinplus brings you the power of “Chits,” a centuries-old savings tradition, in a completely digital format. We’ve taken this trusted financial tool and modernized it for today’s generation, offering a transparent and convenient way to save, invest, and achieve your financial goals. Think of it as a systematic savings plan (SSP) designed for the digital world.
Coin Plus –
Your Complete Digital Chit Solution
Finovest Chits and Kuries Pvt. Ltd. presents Coin Plus, a secure and transparent digital platform for managing your chits funds easily. With the Coin Plus app, you can safely pay installments, participate in auctions, and access funds whenever needed — all in one place.
Coinplus brings you the power of “Chits,” a centuries-old savings tradition, in a completely digital format. We’ve taken this trusted financial tool and modernized it for today’s generation, offering a transparent and convenient way to save, invest, and achieve your financial goals. Think of it as a systematic savings plan (SSP) designed for the digital world.
Coin Plus –
Your Complete Digital Chits Solution
Finovest Chits presents Coin Plus, a secure digital platform for managing your chit funds easily. Installments, auctions, and payouts all in one place.
Coinplus brings you the power of “Chits,” a centuries-old savings tradition, in a completely digital format — modernized for today’s generation as a transparent, systematic savings plan (SSP).
Discover the Coin Plus App
Watch the video to learn how Coin Plus helps you stay connected with your chit account and manage your savings effortlessly.
Customer Success
Stories
Hear directly from our valued subscribers who have achieved their financial goals with Finovest Chits.
“Finovest Helped Me Grow My Business”
Watch how Mr. Ramesh Kumar shares his experience of receiving timely funds through our transparent auction process and expanding his business successfully.
“A Safe Way to Save for My Family”
Mrs. Anitha Rao talks about how disciplined monthly savings through Finovest Chits helped her plan her daughter's education without financial stress.
“Finovest Helped Me Grow My Business”
Watch how Mr. Ramesh Kumar shares his experience of receiving timely funds through our transparent auction process and expanding his business successfully.
Blogs & News
Explore the latest updates, financial tips, chit fund insights, and company news from Finovest Chits. Our blog section helps you understand smart savings strategies.
Why Systematic Savings Matter More Than Ever
In today’s fast-changing financial environment, managing money wisely has become more important than ever. Rising living costs, unexpected emergencies, educational expenses, healthcare needs, and future family responsibilities make financial planning essential for every household.
Why Systematic Savings Matter More Than Ever
In today’s fast-changing financial environment, managing money wisely has become more important than ever. Rising living costs, unexpected emergencies, educational expenses, healthcare needs, and future family responsibilities make financial planning essential for every household.
Smart Ways to Plan Festival Expenses Without Financial Stress
Festivals are a time of happiness, celebrations, and togetherness. In Kerala, occasions like Onam, Vishu, Christmas, and Eid often bring families together for shopping, gifting, home decoration, travel, and special celebrations. While these moments create lasting memories, they can also lead to unexpected financial pressure if expenses are not planned properly.
Start your smart savings journey today and build your future
with confidence.
1,20,000+
Members Have Joined Our Trusted Chit Network
Frequently Asked
Questions
What is a Chits Fund?
A chit fund is a savings scheme where a group of members contribute a fixed amount every month for a specific period. Each month, one member receives the pooled amount through a transparent auction process.